Homeowner, Dwelling & Commercial Property Insurance For Properties Within Maryland

PRODUCER

Rate Pages

HOMEOWNERS RATES

Rates Effective January 1, 2020

HOMEOWNERS Basic Rate Charts for determining deposit premium effective January 1, 2020

These rate pages are not designed to provide a final quote, but to assist the Producers in determining an approximate premium so that the proper deposit premium can be submitted with the application. These are for basic coverage with a $500 deductible and $100,000 liability. They do not include any optional coverages.Some of the more popular optional converges are listed on the Optional Coverages Page. 

THE FINAL PREMIUM WILL BE COMPUTED BY THE ASSOCIATION UPON RECIEPT OF ALL THE NEEDED INFORMATION AND THE INSPECTION OF THE PROPERTY.


HO- 2 Broad Form Homeowners 
HO-8 Modified Coverage Form 
[territory # | COUNTY]

30 | CITY OF BALTIMORE
31 | baltimore
32 | allegheny, frederick, garrett, washington counties
33 | carroll, hartford, howard
34 | anne arundel
35 | montgomery
36 | prince georges
37 | calvert, charles, st. mary's
38 | caroline, cecil, dorchester, kent, queen anne's, sommerset, talbot, wicomico
03 | worchester

HO-4 Contents (tenant) Form 
HO-6 Condominium Owners For

[territory # | COUNTY]

30 | CITY OF BALTIMORE
31 | baltimore
32 | allegheny, frederick, garrett, washington counties
33 | carroll, hartford, howard
34 | anne arundel
35 | montgomery
36 | prince georges
37 | calvert, charles, st. mary's
38 | caroline, cecil, dorchester, kent, queen anne's, sommerset, talbot, wicomico
03 | worchester
 

Rates Effective October 1, 2010

HOMEOWNERS Basic Rate Charts for determining deposit premium effective October 1, 2010

These rate pages are not designed to provide a final quote, but to assist the Producers in determining an approximate premium so that the proper deposit premium can be submitted with the application. These are for basic coverage with a $500 deductible and $100,000 liability. They do not include any optional coverages.Some of the more popular optional converges are listed on the Optional Coverages Page. 

THE FINAL PREMIUM WILL BE COMPUTED BY THE ASSOCIATION UPON RECIEPT OF ALL THE NEEDED INFORMATION AND THE INSPECTION OF THE PROPERTY.


HO- 2 Broad Form Homeowners 
HO-8 Modified Coverage Form 
[territory # | COUNTY]

30 | City of baltimore
31 | baltimore
32 | allegheny, frederick, garrett, washington counties
33 | carroll, hartford, howard
34 | anne arundel
35 | montgomery
36 | prince georges
37 | calvert, charles, st. mary's
38 | caroline, cecil, dorchester, kent, queen anne's, sommerset, talbot, wicomico
03 | worchester

HO-4 Contents (tenant) Form 
HO-6 Condominium Owners For

[territory # | COUNTY]

30 | city of baltimore
31 | baltimore
32 | allegheny, frederick, garrett, washington counties
33 | carroll, hartford, howard
34 | anne arundel
35 | montgomery
36 | prince georges
37 | calvert, charles, st. mary's
38 | caroline, cecil, dorchester, kent, queen anne's, sommerset, talbot, wicomico
03 | worchester
 
optional/additional coverages/deductible estimated rate table

DWELLING & COMMERCIAL FIRE RATES

DWELLING FIRE Basic Rate Charts for determining deposit premium

These rate pages are not designed to provide a final quote, but to assist the Producers in determining an approximate premium so that the proper deposit premium can be submitted with the application. These are for basic coverage with a $250 deductible. They do not include any optional coverages.Some optional converges are listed on the Optional Coverages Page. 

THE FINAL PREMIUM WILL BE COMPUTED BY THE ASSOCIATION UPON RECIEPT OF ALL THE NEEDED INFORMATION AND THE INSPECTION OF THE PROPERTY.


OWNER OCCUPIED DWELLINGS

1 family owner occupied dwelling rates
2 family owner occupied dwelling rates
3 - 4 family owner occupied dwelling rates

Dwellings with over 5 families between fire walls must be insured under the
Commercial Fire Program.

1 - 2 family owner occupied contents rates
3 - 4 family owner occupied contents rates
5+ Family owner occupied contents rates

NON-OWNER OCCUPIED DWELLINGS

1 family non owner occupied dwelling rates
2 family non owner occupied dwelling rates
3 - 4 family non owner occupied dwelling rates

Dwellings with over 5 families between fire walls must be insured under the
Commercial Fire Program.

1 - 2 family non owner occupied contents rates
3 - 4 family non owner occupied contents rates
5+ family non owner occupied contents rates
 
OPTIONAL/DEDUCTIBLES AND CREDITS ESTIMATED RATE TABLE

ADDITIONAL FORMS / NOTICES / ENDORSEMENTS REGARDING RATES

HO OPTIONAL/ADDITIONAL COVERAGES/DEDUCTIBLES/LOSS HISTORY/ESTIMATED RATING TABLE
DWELLING FIRE OPTIONAL DEDUCTIBLES AND CREDITS
MDJIA BUILDERS RISK QUESTIONNAIRE
MDJIA VACANCY QUESTIONNAIRE FORM
 

For Commercial Rates, please Fax the Application to the Association to calculate the rates.FAX -410-244-7268


 
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